Medicare is for 3 basic groups of people:

  1. Individuals Age 65 and Older: Most people become eligible for Medicare when they turn 65. This group includes senior citizens who have reached the age of 65 and are U.S. citizens or permanent residents.

  2. Certain Disabled Individuals: Medicare also provides coverage for individuals under the age of 65 who have been receiving Social Security Disability Insurance (SSDI) benefits or Railroad Retirement Board disability benefits for at least 24 months. This group includes people with disabilities who meet specific criteria.

  3. Individuals with End-Stage Renal Disease (ESRD) and Amyotrophic Lateral Sclerosis (ALS): In some cases, Medicare provides coverage for individuals of any age who have End-Stage Renal Disease (ESRD), which is permanent kidney failure requiring dialysis or a kidney transplant, as well as those with Amyotrophic Lateral Sclerosis (ALS), also known as Lou Gehrig's disease.

Questions about Medicare?

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Many beneficiaries who are new to Medicare get confused by its complexity. Medicare includes four major parts: Part A, Part B, Part C, and Part D. Part A covers in-patient hospitalization while Part B covers outpatient services and other medical care provided by doctors and other healthcare professionals, as well as durable medical equipment. Part C is offered by private insurance companies contracted with Medicare to deliver Medicare Part A and Part B benefits to plan enrollees which may include additional benefits such as routine vision, dental, and hearing coverage. Some plans may include prescription drug coverage as well.  

We do not offer every plan available in your area.  Any information we provide is limited to those plans we do offer in your area.  Please contact or 1-800-MEDICARE (24 hours a day/7 days a week, TTY 1-877-486-2048) to get information on all of your options.