Health insurance is a type of financial coverage that helps protect individuals and families from the high costs associated with medical care and healthcare services. It works by providing policyholders with financial support to cover a portion of their medical expenses, reducing the financial burden on the individual.

In the case of the United States, the Affordable Care Act (ACA) established state-based Health Insurance Marketplaces, like New York State of Health, to help people find and purchase insurance. New York State of Health (NYSoH) is a new Health Plan Marketplace for New York state residents. Individuals, families, and small businesses can use to buy health insurance. It lets you shop and compare many health plans. It is the only place to get help lowering the cost of health coverage. 

Some important things to consider when choosing a plan are your eligibility, the services and benefits offered by the plan, and the cost of the plan. You may not be eligible for an individual or family plan if you qualify for Medicaid or can get affordable coverage from your job. 


More on Health Insurance

We do not offer every plan available in your area.  Any information we provide is limited to those plans we do offer in your area.  Please contact or 1-800-MEDICARE (24 hours a day/7 days a week, TTY 1-877-486-2048) to get information on all of your options.