Medicare Supplement Insurance sometimes called Med Supp or Medigap are sold by private insurance companies. Original Medicare covers about 80% of medical costs. Med Supp can help cover remaining out-of-pocket expenses like deductibles, coinsurance and co-pays. They do not include Part D drug coverage - you buy that separately. They do cover visits to any doctor who accepts Medicare patients. You must have Part B and keep paying your Part B premium to keep your Medigap policy.

If you travel extensively, opting for original Medicare plus Medigap may be a good option. Many Medigap plans pay for a large portion of emergency medical services you may need when traveling outside the United States.

We do not offer every plan available in your area.  Any information we provide is limited to those plans we do offer in your area.  Please contact medicare.gov or 1-800-MEDICARE (24 hours a day/7 days a week, TTY 1-877-486-2048) to get information on all of your options.