Medicare Supplement Insurance sometimes called Med Supp or Medigap are sold by private insurance companies. Original Medicare covers about 80% of medical costs. Med Supp can help cover remaining out-of-pocket expenses like deductibles, coinsurance and co-pays. They do not include Part D drug coverage - you buy that separately. They do cover visits to any doctor who accepts Medicare patients. You must have Part B and keep paying your Part B premium to keep your Medigap policy.

If you travel extensively, opting for original Medicare plus Medigap may be a good option. Many Medigap plans pay for a large portion of emergency medical services you may need when traveling outside the United States.

Get in touch to learn more, discuss your coverage goals, or get started on a free, no-obligation quote for Medicare, health insurance or life policy.